Chapter 13 Bankruptcy Attorneys in New Orleans

Many people in the New Orleans area are currently suffering from an overwhelming amount of debt and are unsure of what they can do to get a better handle on their financial situation. That’s where Grand Law Firm comes in. We have 25 years of experience assisting those suffering from debt and we’d like to put those years of experience to work for you!

What Are the Benefits of Chapter 13?

Filing a Chapter 13 bankruptcy an immediate stop on pending foreclosures, garnishments, and repossessions. Filing for bankruptcy also means that creditors are no longer able to contact you directly for collections, so no more harassing phone calls from collections agents.

In addition to these immediate benefits, Chapter 13 allows you to consolidate your debts to one monthly payment made to your assigned bankruptcy trustee who will then distribute that payment to your creditors as established by your court-approved bankruptcy plan.

What Is Chapter 13 Bankruptcy?

Chapter 13 allows couples and individuals who have accumulated a great deal of debt to reduce and reorganize that debt in a monthly repayment plan. A typical chapter 13 bankruptcy lasts between 3 to 5 years from the filing date. Our qualified attorneys have assisted many couples and individuals with filing for this type of bankruptcy. If you think this is an option for you, contact our firm to set up a free case evaluation.

How Can a New Orleans Chapter 13 Bankruptcy Attorney Can Help You?

Facing financial challenges and considering Chapter 13 bankruptcy in New Orleans can be overwhelming. A Chapter 13 lawyer in the city can be a vital ally in helping you navigate through these complexities and chart a course towards a fresh financial start.

• Personalized Financial Guidance: A New Orleans Chapter 13 lawyer offers a personalized financial assessment, analyzing your unique income, expenses, and debts. This customized approach allows them to develop a realistic repayment plan that aligns with your financial capabilities.
• Legal Expertise and Support: Filing for Chapter 13 involves intricate legal procedures. A seasoned attorney guides you through the process, handling paperwork, and representing your interests in court. Their expertise ensures compliance with legal requirements, minimizing the risk of errors that could compromise your case.
• Creditor Negotiation: A skilled Chapter 13 lawyer negotiates with creditors on your behalf, seeking to modify repayment terms, reduce interest rates, or secure partial debt discharge. This negotiation process is pivotal in creating a manageable repayment plan that aligns with your financial situation.
• Creditor Protection: Filing for Chapter 13 triggers an automatic stay, providing immediate relief from creditor harassment and collection efforts. Your attorney ensures you understand your rights and shields you from any attempts by creditors to collect outstanding debts during the bankruptcy process.

Know Your Options

Though Chapter 13 bankruptcy is an excellent debt relief option for those in the New Orleans area, it may not be the right option for every couple or an individual suffering from debt. The experienced debt relief attorneys of Grand Law Firm believe it is important for you to know all of your debt relief options before deciding which course of financial rehabilitation is best for your situation.

Contact our offices today, to meet with a qualified New Orleans Chapter 13 lawyer for a free case evaluation. At your free consultation, one of our experienced attorneys will review your financial situation with you and go over your debt relief options including Chapter 7 bankruptcy, Chapter 11 bankruptcy, and even non-bankruptcy debt relief options.

Call a New Orleans Chapter 13 Lawyer Today. Call (504) 608-5208.

At Grand Law Firm, not only do we help people understand the right strategy for dealing with creditors, bill collectors, and “the repo man,” but we also provide a sense of relief to our clients as we dispel common myths and misunderstanding about bankruptcy. To learn more facts about bankruptcy visit our FAQ page or contact us to schedule a free consultation with a qualified New Orleans Chapter 13 attorney.

Related Reading

• The Details Surrounding a Chapter 13 Case
• Understanding Chapter 7 and Chapter 13 Bankruptcy
• Differences Between Chapter 7, Chapter 13 & Chapter 11 Bankruptcy

Contact Grand Law Firm to schedule that free initial consultation. We look forward to helping you find contentment through debt reorganization. Call us in New Orleans (504) 608-5208.