Houston Bankruptcy Lawyers 

Helping Clients Achieve Debt Relief in Texas

Bankruptcy is a serious decision, but it can be the right choice for many people. When you're struggling to make ends meet, it can be difficult to know what your options are. Fortunately, you don't have to face these challenges alone. 

Grand Law Firm is here to help you make sense of your financial situation and find a forward path. We are proud to offer our legal services to individuals and businesses that need debt relief. Each client we serve can benefit from our personalized level of legal assistance, and we take the details of each unique situation into account as we develop a legal strategy. For more information about how we can help, request a free case evaluation from our experienced bankruptcy lawyers in Houston, TX. 

Get started now by calling (346) 209-0438 or by sending us a message online for bankruptcy help in Houston, TX.

What Are My Options for Debt Relief? 

If you are considering filing for bankruptcy, it is important to know that there are several types of bankruptcy cases available to you. Each type of bankruptcy has its own rules and requirements. Choosing the right type of bankruptcy chapter for your situation is critical to ensuring that your rights and property are protected, and your debts are discharged.

At Grand Law Firm, we can provide the legal advice and support necessary to assist with the following options: 

• Chapter 7 bankruptcy 
• Chapter 11 bankruptcy 
• Chapter 13 bankruptcy 
• Non-bankruptcy debt settlement 

Our bankruptcy attorneys in Houston, Texas have the experience and resources to guide you through every step of the process. We can help you determine which option is right for you, help you prepare and file the necessary paperwork, and help you navigate the court system. We can also help you understand what to expect after you file for bankruptcy, and help you get your finances back on track.

Is Bankruptcy My Only Option for Debt Relief?  If not, What Are My Other Options? 

Bankruptcy may not be the only option available to you.  We represent many clients in creative strategies to help them avoid bankruptcy and settle their debts.   After 30 years of experience representing clients in legal financial matters, we’ve learned a thing or two about how to best negotiate settlements with creditors, when bankruptcy is not a great option.

How Can Bankruptcy Help Me Achieve Debt Relief in Texas? 

Bankruptcy can help you achieve debt relief in two different ways: discharge and reorganization. 

With Chapter 7 bankruptcy, you can discharge certain consumer debt (credit cards, medical debt, payday loans, and other unsecured debt). This means that once the bankruptcy process is over, you may no longer be responsible for any of this debt. Though, keep in mind that the court will likely seize and liquidate certain assets you own during Chapter 7, but you can protect a lot of it by claiming exemptions. 

When you file for Chapter 13 bankruptcy, you can consolidate your outstanding debt and organize it into a monthly payment plan. This plan lasts somewhere between three and five years, and the goal is to help you get caught up with your debt. This type of bankruptcy is particularly useful for those with mortgage arrears because it allows them a chance to catch up with their mortgage and protect their investment in their home. It also helps if you are behind on your car note, it allows you the chance to get current on those past due amounts.

Chapter 11 bankruptcy is a debt reorganization bankruptcy for businesses. When companies wish to remain in business and avoid liquidation, business owners can select this option to help them get back on track. 

Our Approach to Bankruptcy in Texas

At Grand Law Firm, we understand that bankruptcy is a serious decision. Our goal is to help you make an informed decision about your financial situation and fully understand what your options are. We can help you determine if bankruptcy is right for you, and if so, which type of bankruptcy is best for your situation.

Our bankruptcy attorneys in Houston, Texas are here to help you make the most of this opportunity. We can help you understand what to expect after you file for bankruptcy, and help you get your finances back on track.

For more information about how our Houston bankruptcy lawyers can help, call (346) 209-0438 or send us a message online.